Dreaming of a European getaway across France, Italy or Switzerland? Before you set off to explore the cobblestone streets, snowy Alps and Mediterranean coast, you will need a Schengen visa, a permit that grants you access to 29 countries within the Schengen Area.
The application process is simple if you have all the necessary documents in order. One of the key requirements is valid travel insurance for a Schengen visa, which ensures you meet the visa regulations and stay protected during your journey.
Types of Schengen Visa for Indians
Indians can apply for different Schengen visa categories depending on their purpose of travel. Note that having a suitable travel insurance abroad is mandatory for all types of Schengen visa, regardless of the purpose of your visit.
- Tourist Visa (Type C): For leisure travel and sightseeing.
- Business Visa: For meetings, conferences and professional visits.
- Student Visa: For pursuing studies in a Schengen member country.
- Long-Stay Visa (Type D): For stays exceeding 90 days, such as work or residence.
Essential Documents Required for Schengen Visa
Below is a complete list of documents Indian travellers must prepare before applying.
Valid Passport
The passport must be issued within the last 10 years. It must contain at least 2 blank pages and remain valid for 3 months beyond your intended travel date.
Visa Application Form
A duly filled-out visa application form with your signature. Double-check all the details against those on your passport and all the recent supporting documents.
Recent Photographs
Two Passport-sized photos taken with a white background as per the Schengen photo specifications.
Cover Letter
The cover letter must include the purpose of your visit. Your planning itinerary and travel dates, and other details,
Proof of Travel
Your flight tickets are as per the intended travel dates. A confirmed round-trip flight booking and plan that clearly mentions your intended entry and exit dates.
Proof of Accommodation
This must include your hotel booking reservation. You can also present an invitation letter from your host, covering the entire stay.
Travel Insurance
You must have travel insurance for a Schengen Visa that provides a minimum coverage of €30,000 for medical emergencies, hospitalisation or repatriation. This is a mandatory requirement for all applicants.
Many travellers prefer to buy travel insurance abroad that is valid across Schengen countries for added convenience and safety.
Financial Proof
Bank statements from the last three to six months, income tax returns or salary slips to demonstrate financial stability.
Proof of Employment or Student Status
You need to submit a letter from your European employer or a registered educational institution stating your job contract, admission, or leave approval.
Visa Receipt
Payment proof for the visa fee, which varies depending on your age and visa type.
Additional or Country-Specific Documents
Some Schengen countries may request additional documents, such as invitation letters, business registration proof or sponsorship certificates. Always check the official VFS Global or embassy website of the country you’re applying to for the latest requirements.
Conclusion
Getting a Schengen visa for Indian travellers becomes straightforward when your paperwork is accurate and complete. Along with your passport and bookings, remember that travel insurance for a Schengen visa is non-negotiable. It is both a legal requirement and a safeguard against unexpected travel disruption.
Trusted providers like TATA AIG offer Schengen-compliant travel insurance for abroad that covers medical emergencies, trip delays and baggage issues.